SCN Finance? What’s that?
We are magicians who help your home improvements dreams come true. Long answer: SCN Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. SCN Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.

 How much can I borrow with SCN Finance?

 Dreams don’t come with a cap, but SCN Finance's network of lenders offers loans ranging from $1,000 to $100,000 for qualified customers, except in California and Texas, where the minimum amount is $2,000.

What can I use the borrowed funds for?
From roof to flooring, and everything in between! Funds can be used to purchase and install virtually any home improvement expense.

What are the best loan terms available?

Applicants with excellent credit may be rewarded with rates as low as 6.24% and extended repayment terms of up to 144 months (12 years)

 

How long does the loan approval process take?

 Qualified applicants can be approved during business hours and may receive their funds within one business day. It’s faster than you think.

Does SCN Finance allow for co-borrowers?
Absolutely! Some of our funding partners accept such applications, so co-borrowers are encouraged to apply. A co-borrower can be added to your SCN form immediately after the primary applicant submits their information.

Is the SCN Finance program available in all 50 states?
Any internet-connected smartphone, tablet, or personal computer across the United States can access SCN Finance, except in MA, NV, and RI. We're rapidly expanding to the remaining places.

Why should I go to SCN Finance and not to the lenders directly?
Good question. The rates and terms offered on SCN Finance are provided to us directly by the lenders. Which means they’re already making you their best offer, and it won't be different if you ask them in person. Additionally, you receive multiple offers from multiple lenders in a few seconds, with just a few clicks, with no impact on your credit score. All under one roof! This way, you don’t just save on interest rates. You save on time, too.

What’s the purpose of life?
LOL, let us know when you know the answer to this one.